Miao Health has officially released Miao Bao, an insurance t_大话讲天下
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Miao Health has officially released Miao Bao, an insurance t


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Euro 100 million health August 28 news, "Miao Bao" and Miao Yijia Health Science and Technology Group Technology Insurance Platform launch ceremony was held in Beijing today. Miao Health Team officially released the "Miao Bao" brand, while releasing the intelligent verification platform MUS 1.0 and the insurance user health management platform MDI 1.0.
 
In 2018, Miao Health purchased Shanghai Tongren Insurance Brokerage Co., Ltd. and Qingdao Yuanhe Dada Insurance Agency Co., Ltd. and started to set up Miao Bao Business Department. A year later, Miao Health handed over its first "report card".
两大新平台,四大技术亮点
数据显示,我国慢性病发病人数达到3亿,未来10年,将有8000万中国人将死于慢性病。而伴随中国人口老龄化程度持续加深,慢性病已然成为中国国民健康头号杀手。
在过去的数十年里,慢性病人群的保险意识已经普及,互联网保险的概念也早已不再新鲜,但市面上没有合适的保险可以购买,保险结合专业的慢病管理也成为了稀缺。
妙保也是基于这个行业大背景推出的。妙保事业部总经理王燕华在会上表示,妙保核心的服务指向在于三方面。首先,针对妙健康所沉淀下来的7500万用户,提供包括血糖、饮食习惯、肥胖等在内的健康管理服务。
亿欧大健康在现场了解到,智能核保平台MUS1.0旨在基于专业医学模型为用户分析风险。妙健康通过对800多项医学指标特征、1300多种疾病以及13中常见恶性肿瘤发病预测分析推出。
除此之外,该平台还支持健康档案信息数据指标化,可通过对用户分群、标签进行查询,为保险公司打造定制需求的多维自助分析BI可视化服务。
The launch of MDI 1.0, an insurance user health management platform, means that wonderful health services have moved from "insurance" to "health management". Wang Yanhua said that in the past, the insurance wind control was passive. On the basis of active wind control, the health management platform for insurance users can help users achieve one-stop service of chronic disease management, risk assurance and medical service. In Miao Health's original Miao +, Miao Yun, Miao Health's traffic and technical support, this platform can run better.
From a technical point of view, there are four bright spots in the two platforms released:
 
1. Depending on Miao Health's ability of "Internet of Things", "Lifestyle Medical Model" and "AI Health Management", Miao Bao Platform can provide users with risk assessment, insurance consulting, claims settlement and other services.
 
2. Depending on Miaobao's ability to access health data and collect data from different dimensions, Miaobao platform can form large data analysis capability of health care, and ultimately create thousands of health and exclusive insurance schemes.
 
3. Miaobao has an artificial intelligence health management platform, a professional health intervention prescription library, and an insurance service that integrates the production of chronic disease insurance policies, intelligent nuclear insurance and intelligent health data application platform.
 
4. For the risk of chronic diseases, we can provide all kinds of wind control schemes for chronic diseases products. With the help of AI intelligence, we can recommend health plans and health tasks, so that slow patients can be insured and insured.
 
Next, Miaobao is also planning to launch more personalized products based on different scenarios, such as hepatitis B. At the same time, Miaobao will also open up and cooperate with insurance companies to build a new ecosystem of Health Science and technology enabling insurance.妙健康的野心与健康险未来5年
值两大新平台发布之际,妙健康还宣布联合保险行业合作伙伴,推出了三款“慢病关怀计划”。
“粉红斗士”乳腺癌术后关怀计划抓住乳腺癌术后1年关键期,通过专业的医学健康管理保障术后女性的健康恢复,减少乳腺癌术后复发率,同时,复星联合健康保险将提供100万术后复发医疗保险金。
成立之初,妙健康最早是从健康数据平台切入,通过B2B2C模式,为保险、体检、银行等企业客户提供健康行为管理服务。
In May this year, when Miao Health completed the C round of financing, it was disclosed that the two offline scenarios will undoubtedly be more closely integrated with Miao Health's business in the future, creating more new scenarios for the promotion of Miao Bao's channel.